Bumpers on insurance

[tomfinn94]

Will a gsi bumper count as body kit?

I wouldn't have thought so as it's standard on a different model

Help


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[andy w]

Dont think they shud mate they are a genuine gm bumper just it has fogs di i wudnt classify them as a bodykit

[tomfinn94]

Good to know just looking at insurance as test is soon and was wondering wether to claim the suspension, it's just over 2k without but 4.5k with


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[XcorsaAL]

If be careful with that one mate ! My boss just bought. A new t5 van which had had a sport line kit fitted and it was a classed as none standard because I wasn't how the van cam out the factory ! However a bumpers a bumper the probs wouldn't be able to tell of you took a head on smash or that haha

[andy w]

Tbh the sport line kit is noticeable compared to the standard and the gsi bumper just looks like a normal bumper with fogs so not a great deal to notice on that but i wud just play dumb and say it was on when u bought the car and u thought it was a standard bumper

[raymod]

what you have to think mate is that if you was involved in a front end collision and your car was repaired it would not get a gsi bumper back on so in reality yeah but in theory i wouldnt bother to be honest

as for the suspension ive never declared it on any of my cars but its your choice weather you do.

for the first time ever my car has been cheaper to insure with all my mods declared. i am getting old though

[tomfinn94]

It was on the car when bought same as suspension and the guy tried to tell me it was completely standard apart from alloys


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[johnny]

Call flux and sky and declare everything, they specialize in modified cars

[tomfinn94]

Flux quoted me 2.3k without moda


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[raymod]

Call flux and sky and declare everything, they specialize in modified cars

thats who i use my insurance was stupid money from most normal insurers

[tomfinn94]

Cheapest I've had is 1650 with 450 excess with lv


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[DAN_ADRIANFLUX]

Flux quoted me 2.3k without moda


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Hi,
Did we give you a quotation based on the car being modified as sometimes some of our modified car schemes are more competitive than the standard alternative?
Regards,
Dan.

[tomfinn94]

No it was quoted being standard and only a quick one online I would request a call but I have past my test yet


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[tomfinn94]

Claiming mods with flux goes up to 4.7k


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[Domwhitex]

Flux quoted me 2.3k lowest with no mods, i went on compare the market and got quoted with my uncle on whos helping me mod and drives a lorry for a living amd never crashed 1700 to pay yearly, and 1850 for paying monthly thats without mods


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