Alloy Wheels?

[TEB]

Hi Guys, I know this sounds like a stupid question, but how strict are insurers on alloy wheels, if they are not declared, (e.g. if i crashed my car and it had alloys, and they didnt know, would they pay out?) I really want a set but it bumps my insurance up loads if they are declared!

Also what happens if they are vauxhall alloy wheels, would they be able to prove that they are not what came on the car when i bought it?

Thanks

[matty101]

http://forums.corsa-b.co.uk/viewtopic.php?f=102&t=11903

if you dont declare it ur insurence is void and they wont pay out.

when my broter wrote off his first car his insurence woundnt pay out until he put his standard stereo back in.

[mobiius]

if you dont declare it ur insurence is void and they wont pay out.

They could even sue you for fraudulently taking out a false insurance policy.

It can and does happen.

[TEB]

Wheel trims will have to do then! Thanks!!

[tango]

best to declare mate, saves any hassle should things go bad!!

[XxprincessxX]

this happend to me a little while ago sum1 crashed into me, it was there fault but becus i hadnt declared any of my mods i couldnt go thru insurance, they had to pay for it all in the end i was just lucky they were willing to pay out if they would of sed go thru insurance i would have had to pay out loads, its a silly thing really but i was 17 my 1st car u think it will never happen to u, but the minet u declare anythin it takes ur premuim up 300 £.

[CorsaRed92]

Always best to declare else your gunna be in the s**t if you get caught in a little bit of bother.

[Smithiescorsa]

well what happens with me then? ive got 1.0 12v Sting that come with the irmscher alloys when it was bought new from Vauxhall so i told my insurance its as it left the showroom and that was that

[matty101]

lol if you have changed anything from when i came out the factory declare it.

[Smithiescorsa]

lol if you have changed anything from when i came out the factory declare it.

tar Matty best declare the stereo lol

[matty101]

yeah, when my brother crashed theywudnt pay out until he put his standard headunit in.........WANKERS!

[Smithiescorsa]

yeah, when my brother crashed theywudnt pay out until he put his standard headunit in.........WANKERS!

they rob you blind!!! insurance companies are all the same they want your money then the slightest accident they wont give it you back TOSSERS!!!

[Galpa]

my insurance didnt ask any thing about the cd player that was alrieady in my car (not afactory defult one) but i asked them about lights and alloys and they said because its cosmetic it wont affect my insurance...

would the speakers/sub :/

[BenR]

I'm 17, and run a 1.2 16v SXi, at a nice round sum of £1800. According to the nice girl at LV, if it's possible that the wheels COULD have been on the car from standard, they won't charge me more. And I found out from my sister-in-law (also works in LV) that if they're official Vauxhall items (ie. from any Vauxhall car) there's no definite ruling on them voiding the insurance, it's down to the appropriate authority (your local police) to use their discretion...

Don't take this as gospel though, it changes from company to company. And "I read it's legal on corsa-b.co.uk, mr officer" doesn't work when you're pulled, on on the busiest road for miles, probably raining, with a car full of drunk friends. you know it

[duncanpound]

my insurance didnt ask any thing about the cd player that was alrieady in my car (not afactory defult one) but i asked them about lights and alloys and they said because its cosmetic it wont affect my insurance...

would the speakers/sub :/

whose ur insurer