Page 1 of 3

Average insurance price for 17 year old....

Posted: Sat Apr 11, 2009 9:48 pm
by Mike_Parr
Hi everyone,,

I was just wondering what the average insurance price is for the average 17 year old? Like no convictions etc...

I know that it depends on the car and area etc but there must be an average price for insurance...

I believe it is £2000 as my brother was quoted... and reading on these forums it is about the same, but if someone could confirm this, we would be very appriciative.

Thanks ,

Re: Average insurance price for 17 year old....

Posted: Sat Apr 11, 2009 9:52 pm
by jar_jar89
£2000 fully comp for ur own policy sounds bout right mate. if u want cheaper go on ur parents policy for a couple years. i stayed on my old dears for 2 years and it cost £250 p.a now and still droppin! admitidly it will be bout £800-£900 once i get my own at 21 but still a good way to get cheaper insurance. Just have to pay cash if u have crashes to protect ur no claims lol

Re: Average insurance price for 17 year old....

Posted: Sat Apr 11, 2009 9:55 pm
by Mike_Parr
Yeahh, well it is wierd mate, my bro checked fully comp it was about £2500, we checked thrid party and it was about £3000 (God knows why) but TPf&t was the cheapest at about £1900/£2200... don't know if anyone else has noticed this..

Re: Average insurance price for 17 year old....

Posted: Sat Apr 11, 2009 10:05 pm
by jar_jar89
wow! my insurance was only £330 with fully comprehensive like recovery etc but 3rd party fire and theft if i cause crash with another car or it got stolen for my 1st year! i was only a year older than u aswell! where bouts u live?? like car crime capital or sumin?? 8)

Re: Average insurance price for 17 year old....

Posted: Sat Apr 11, 2009 10:10 pm
by Mike_Parr
Hahahaha.... well it aint me it is me brother ennit, and he is a student and leave it on the road at night and in an unsucured car park in day... and Birmingham, Kings Norton, dunno wether you know it lol

Re: Average insurance price for 17 year old....

Posted: Sat Apr 11, 2009 10:57 pm
by iDan
Mines 1300.

which is pretty good i think

Seeing as im on my own policy, and im 17 xD tho it is Third Party F+T

Re: Average insurance price for 17 year old....

Posted: Sun Apr 12, 2009 10:21 am
by Mike_Parr
Wow, thats pretty good Dan, who you with?

Re: Average insurance price for 17 year old....

Posted: Sun Apr 12, 2009 4:36 pm
by GlasMatt
Been looking into this lately. The cheapest quote i got was £940 from ibuyeco that was fully comp with an excess of £100 8) That's with my mum on the cover as well :lol: If I were to take out my own policy I would be looking at 2k easy :o

Re: Average insurance price for 17 year old....

Posted: Sun Apr 12, 2009 4:43 pm
by iDan
Mike_Parr wrote:Wow, thats pretty good Dan, who you with?
Adrian Flux (Y)

They were pretty awesome.
that price is with Pass Plus tho.

I highly recommend u do your Pass Plus after passing.

i saved 200pound because of it, and the test was only 180 xD and next year ill save even more :D

Re: Average insurance price for 17 year old....

Posted: Sun Apr 12, 2009 4:47 pm
by Mike_Parr
Yeahh, I will mate, nice one.

And Matt, yeah but it works out cheaper if he was on his own policy, rather then on me dads. Dodgy eh?

Re: Average insurance price for 17 year old....

Posted: Sun Apr 12, 2009 6:40 pm
by Mike_Parr
Lol, I got bored so I made a table of insurance quotes lol

VAUXHALL CORSA 1.0L BREEZE - (S628 GUM) - All prices below are With Social & Communting


PROVISIONAL::

FULLY COMPREHENSIVE: £2,015.17 + TOTAL EXCESS OF £600
THIRD PARTY ONLY, FIRE AND THEFT: £1,545.70
THIRD PARTY ONLY: £1,858.73



FULL UK MANUAL LICENCE::

FULLY COMPREHENSIVE: £2,198.11 + TOTAL EXCESS OF £600.00
THIRD PARTY ONLY, FIRE AND THEFT: £1,933.21
THIRD PARTY ONLY: £2,323.95



FULL UK MANUAL LICENCE + PASS PLUS::

FULLY COMPREHENSIVE: £1,927.74 + TOTAL EXCESS OF £600.00
THIRD PARTY ONLY, FIRE AND THEFT: £1,933.21
THIRD PARTY ONLY: £2,323.95



You would be suprised how cheap it is if you leave it as social only :o

Re: Average insurance price for 17 year old....

Posted: Sun Apr 12, 2009 11:12 pm
by Octane2097
few tips on saving £££ on your insurance
first off for a corsa b id only go tpft, no point in fully comping it,
as lets be honest u smash ur car up it wud be cheaper to just buy another one.
have a car with a small engine, sounds silly but again lets be honest your not gunna be racing your corsa agaisnt a veyron so why have a large engine? even with loads n loads of expensive mods it still isnt going to be as fast as a M3 is it?
drive it less, the less miles you do the less likely you are to have an accdent, most people when asked for milage will say 10k a year,
but think do you actualy do 10k a year? i had my car 2 years and havnt put 15k on it yet!
set you exess really high, there isnt much you can damage a corsa with that will cause £500 worth of damage,
ether buy a new one or fix it yourself that way you dont have to claim on insurance
fit an alarm, if it dosnt have one, and make a point in telling you insurer your car is alarmed
park it off-road, this brought my last years insurance down from £650 to £550.

Re: Average insurance price for 17 year old....

Posted: Mon Apr 13, 2009 12:38 pm
by iToMo x
For my 1.0 12v Club i got a range from 1,900 to - 3,000 fully com, But i put my spolier on and it went up £300 :shock:
But if i crash/smash up the back end they dont pay out for it so whats the deal?

Re: Average insurance price for 17 year old....

Posted: Mon Apr 13, 2009 4:33 pm
by Mike_Parr
iToMo x wrote:For my 1.0 12v Club i got a range from 1,900 to - 3,000 fully com, But i put my spolier on and it went up £300 :shock:
But if i crash/smash up the back end they dont pay out for it so whats the deal?

Cor blimey mate, that sounds dodgy... what if someone hits you from the back? Lets say your at a set of lights and a plonka in a Clio hits ya up the arse?

Re: Average insurance price for 17 year old....

Posted: Mon Apr 13, 2009 4:36 pm
by iToMo x
Mike_Parr wrote:
iToMo x wrote:For my 1.0 12v Club i got a range from 1,900 to - 3,000 fully com, But i put my spolier on and it went up £300 :shock:
But if i crash/smash up the back end they dont pay out for it so whats the deal?

Cor blimey mate, that sounds dodgy... what if someone hits you from the back? Lets say your at a set of lights and a plonka in a Clio hits ya up the arse?
Well new back end and all that but spolier they will just say nope, And i'll be like what the hell did i pay £300 for then!!!
I'd take em to court :lol: